Full-time employees are eligible for health, dental, and vision
insurance. Read more about these and other options
below.
Dental Insurance
Dental insurance is offered through BlueCross BlueShield of
Illinois. Coverage is available for all full-time employees and
effective the first of the month immediately following the date of
hire.
BlueCross BlueShield Dental Overview
For more information on our provider, visit www.bcbsil.com.
|
Services
|
In-Network
|
Out-of-Network
|
|
Preventive Services
|
100%
|
100%
|
|
Basic Services
|
80%
|
80%
|
|
Major Services
|
50%
|
50%
|
|
Annual Deductible (Calendar Year)
Waived for In-Network Preventive and Out-of-Network
Preventive
|
$50 Individual
$150 Family
|
$50 Individual
$150 Family
|
|
Maximum Benefit (Calendar Year)
For Preventive, Basic and Major Services
|
$2,000
|
$2,000
|
While you may choose any dentist. Using dentists participating
in the network should lower your out-of-pocket expenses. A list of
in-network dentists may be accessed at www.bcbsil.com. You do not need a referral to
see a specialist.
Vision Insurance
Our vision care is offered through VSP. Coverage is available
for all full-time employees and effective the first of the month
immediately following the date of hire. For more information on our
provider visit www.vsp.com or download the Benefit Summary (PDF).
Eye exam frequency is one time per year. Frame frequency is
every other year.
Clinic Services
Chiropractic care, massage therapy, supplements, and other
services are available through National University's Whole Health Centers according to an
employee discount schedule, with most services being free of
charge. This plan is also available to an employee's spouse and
dependent children under 19 years of age.
NUHS Nutritional Supplement Program
All permanent full-time and permanent part-time (20 hours per
week or more) NUHS employees are eligible to receive a $400 credit
per fiscal year to be used in an NUHS clinic.
- Credit may only be used toward supplement purchases. Supplement
prices will continue to be offered to employees at NUHS' cost plus
$1.00 per item (this aids in offsetting shipping and handling
charges).
- $60 of the $400 credit may be used toward the Base Line Whole
Health Lab Package per fiscal year (Package includes the following
tests: CBC with differential, Comprehensive Metabolic Panel, Lipid
Screening and High Sensitivity C Reactive Protein).
Eligibility and rules for the NUHS Nutritional Supplement
Program are as follows:
- Must be employed a minimum of nine (9) months during the prior
fiscal year to be eligible for the $400 credit. Please check with
Human Resources if you have questions regarding eligibility.
- Employees must be seen in an NUHS clinic and an NUHS clinician
must recommend supplements and/or testing. Only tests included in
the Base Line Whole Health Lab Package are included. (Even if you
are currently a clinic patient, you will be required to be
evaluated by your clinician and will need to complete the
appropriate forms before taking advantage of the NUHS Nutritional
Supplement Program.)
- Credit cannot be used for anyone other than the employee,
cannot be transferred to another employee, and cannot be carried
over to a future fiscal year. No monetary value will be given to an
employee if the credit is not used within the appropriate fiscal
year.
To enroll in the NUHS Nutritional Supplement Program, please
fill out the application available at the NUHS clinic. Employees
will not be eligible to receive the $400 credit until the
application is completed. Credit cannot be used on purchases prior
to enrollment in the program.
For more details, please contact Human Resources at 630-889-6878
or awozniak@nuhs.edu.
Flexible Benefit Plan
The Flexible Benefit Plan offers the
opportunity to lower your federal and state income taxes, which
results in more spendable take-home pay. The plan allows you to set
aside money on a pre-tax basis to pay for non-reimbursable health
costs and dependent care costs. It also allows your contribution
for health insurance to be paid on a pre-tax basis.
The Flexible Benefit Plan permits you
to elect to apply a portion of your compensation toward any of the
following benefits:
- Unreimbursed health, dental, and vision care expenses for
treatment of yourself, your legally married spouse, your unmarried
dependent children, and any dependent parents who are permanently
living with you;
- Dependent care expenses for child care or care for disabled or
incapacitated family members living with you, so as to enable you
to leave them and work; and,
- Your share of the premiums for coverage under your employer's
group health and dental plan.
You may elect to apply up to $2,750 medical, and $5,000 for
dependent care ($2,500 for married participants filing separate
income tax returns) of your compensation toward the benefits
described in items 1 and 2 above in any plan year. Not less than
$100 per plan year can be elected to be redirected from
compensation toward benefits under the Flexible Benefit Plan.
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