This information is provided to assist you in estimating your monthly budget and managing your available financial resources (e.g., employment earnings, financial aid and assistance from family members) for the academic year. You should refer to the base expense budget for one term below when estimating your expenses.
Master of Science in Acupuncture
The average living allowances listed below are the estimated Cost of Attendance figures developed by the Office of Financial Aid. Your expenses may vary from the average cost of attendance for your program. All figures indicated below are for the typical first trimester, whether starting fall, spring or summer during the 2021-2022 academic year. Two trimesters comprise one 8-month awarding cycle (each trimester is 4 months).
Estimated Costs for One Trimester (4 months) or One Awarding Cycle (8 months)
* The MSAc program is a 7-trimester program with 121 total credits.
** Average loan fees for Federal Direct and Graduate PLUS loans, should the student borrow.
*** Review on-campus housing information for units and amenities.
Note: Individual courses may have additional fees; consult the current NUHS Bulletin for program costs.
How Budgets are Calculated
Incoming student budgets are initially created assuming full-time enrollment in the program, as listed in the NUHS Bulletin. The award letter lists the amount of aid the applicant is eligible to receive for the academic period. Depending on the initial term of enrollment, aid is offered over one, two or three trimesters. For example, a student beginning in the fall trimester will receive an award letter containing aid for three terms; whereas, for a student beginning in summer, the award letter would only list one trimester, as the fall begins a new financial aid year.
In addition to budgeted amounts for tuition, fees, books, and supplies, additional funds for Living Allowances are provided in the financial aid award. The Living Allowance is a fixed amount per trimester based on an average cost depending on the living situation of the applicant. This includes allowances for rent, utilities, food, transportation, and personal expenses. Financial aid funds are to be used solely for educational expenses. In no circumstances will non-educational expenses be included in the cost of attendance. These expenses include items such as car payments, credit card payments, recreation, higher than normal rent/mortgage, spousal insurance, moving expenses, and security deposits.
It is important for an applicant to establish his or her personal budget within the standard allowance limits. The ability for an applicant to obtain the full amount of the living allowance is generally based on his or her willingness and ability to borrow from credit-based loan programs.