Students in the Prerequisite Program must apply for admission to the Doctor of Chiropractic or Doctor of Naturopathic Medicine degree programs to obtain federal funding. View more information under "Eligibility" below.
The maximum amount a student may borrow is based on the program of study and demonstrated financial need. If the allowable cost of education exceeds the maximum Direct Loan eligibility, the dependent student's parent(s) may borrow from the Parent PLUS Loan. Entrance counseling is required for Federal Direct Loans.
Federal Direct Subsidized Loan - Learn more »
A need-based loan where the government pays the interest while the student is attending school on at least a half-time basis, and during the 6 month after school grace period. A loan fee of approximately 1% will be deducted from the loan prior to disbursement. Interest begins to accrue after the end of the grace period and throughout repayment (view interest rate chart). These funds must be repaid.
First-time borrowers after July 1, 2013 are subject to new limitations on the length of time for the Subsidized Direct Loan. These borrowers are subject to maximum eligibility time limitations equating to 150% of the published length of the student's program. For details, please review the Federal Student Aid publication on this new regulation.
Federal Direct Unsubsidized Loan - Learn more »
A non-need based loan where the student is responsible for all interest which accrues from the day of disbursement (view interest rate chart). A loan fee of approximately 1% will be deducted from the loan prior to disbursement. Repayment begins 6 months after graduation. These funds must be repaid.
Parent PLUS Loan - Learn more »
A credit-based, non-need loan applied for by the parent of a dependent student. Interest accrues from the day of disbursement (view interest rate chart). A loan fee of approximately 4% will be deducted from the loan prior to disbursement. The maximum amount cannot exceed the approved cost of education (including all other aid) for the loan period. Repayment begins 60 days following disbursement. See the Parent PLUS Authorization Form for eligibility criteria and instructions on completing the application process.
Most loan and scholarship programs require students to maintain standards of satisfactory academic progress.
|Loan Program||Maximum Per Year|
|Federal Direct - Dependent||$5,500|
|Federal Direct - Independent||$12,500|
Note: Students in the Prerequisite Program may only receive federal loans for two trimesters. (Each academic year is two trimesters.)
The U.S. Department of Education has established certain base eligibility requirements in order to receive federal financial aid. Individual scholarship, grant, work study, and loan programs may have additional eligibility requirements.
To qualify for most types of aid, you must:
Students in the Prerequisite Program who have applied to the Doctor of Chiropractic or Doctor of Naturopathic degree programs receive a 50% tuition discount for courses required for admission.
The tuition discount is applied after the first week of classes. Ths allows time for processing and any registration changes.
Finding financial aid begins with filing a Free Application for Federal Student Aid (FAFSA) online. Which FAFSA should you complete?
The FAFSA determines a student's eligibility for grants and loans. Prerequisite courses are undergraduate level, and students may only receive Federal Direct Subsidized and Unsubsidized Loans.
The application can be completed at www.fafsa.ed.gov. National University of Health Sciences' school code is 001732.
Massage Therapy program students are classified as undergraduate at the 5th year grade level. If you have already submitted the FAFSA or are completing the FAFSA for the first time, the follow must be updated and entered into 2014-2015 FAFSA numbers:
The PIN allows students and parents to electronically sign the FAFSA and Master Promissory notes and complete Entrance Counseling for the Federal Direct loans. You can apply at the Department of Education's PIN site, www.pin.ed.gov. The PIN also allows students to access information to track their student loans at www.nslds.ed.gov.
Sometimes additional information will be requested by the Office of Financial Aid prior to determining a final award offer. You will be contacted via email when additional documents or information are required. This may include, but is not limited to, the following items: