Financial Aid - Master of Science in Acupuncture

Cost Estimates

This information is provided to assist you in estimating your monthly budget and managing your available financial resources (e.g., employment earnings, financial aid and assistance from family members) for the academic year. You should refer to the base expense budget for one term below when estimating your expenses.

Master of Science in Acupuncture

The average living allowances listed below are the estimated Cost of Attendance figures developed by the Office of Financial Aid. Your expenses may vary from the average cost of attendance for your program. All figures indicated below are for the typical first trimester, whether starting fall, spring or summer during the 2014-15 academic year. The estimate below is for 1 trimester. There are 3 trimesters in a year (each trimester is 4 months), so mutiplying by 3 will determine the estimated annual cost of education.

One Trimester (4 months)

Tuition and Fees

Notes

Amount

Tuition (assumes 15 credits first term)

$398 per credit hour

$5,970

Activity Fee

$1.50 per credit

$23

Technology Fee

$103 per trimester

$103

Total Estimated Tuition and Fees

1 trimester

$6,096

Books and Supplies (estimated)

$500 per trimester

$500

Loan Fees**

-

$108

Living Allowance

Notes

Amount

On-Campus

1-bedroom allowance*

$6,400

Off-Campus

-

$7,600

At-Home with Parents/Relatives

-

$3,800

Total Estimated Cost (Per Trimester)

Notes

Amount

On-Campus

-

$12,996

Off-Campus

-

$14,196

At-Home with Parents/Relatives

-

$10,396

Diagnostic Kit (first trimester)

one-time charge

$513

* Review on-campus housing information for units and amenities.

** Average loan fees for Federal Direct and Graduate PLUS loans, should the student borrow.

Note: Individual courses may have additional fees; consult the current NUHS Bulletin for program costs.

How Budgets are Calculated

Incoming student budgets are initially created assuming full-time enrollment in the program, as listed in the NUHS Bulletin. The award letter lists the amount of aid the applicant is eligible to receive for the academic period. Depending on the initial term of enrollment, aid is offered over one, two or three trimesters. For example, a student beginning in the fall trimester will receive an award letter containing aid for three terms; whereas, for a student beginning in summer, the award letter would only list one trimester, as the fall begins a new financial aid year.

Living Allowance

In addition to budgeted amounts for tuition, fees, books, and supplies, additional funds for Living Allowances are provided in the financial aid award. The Living Allowance is a fixed amount per trimester based on an average cost depending on the living situation of the applicant. This includes allowances for rent, utilities, food, transportation, and personal expenses. Financial aid funds are to be used solely for educational expenses. In no circumstances will non-educational expenses be included in the cost of attendance. These expenses include items such as car payments, credit card payments, recreation, higher than normal rent/mortgage, spousal insurance, moving expenses, and security deposits.

It is important for an applicant to establish his or her personal budget within the standard allowance limits. The ability for an applicant to obtain the full amount of the living allowance is generally based on his or her willingness and ability to borrow from credit-based loan programs. 

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