Once your financial aid award has been determined, you will be sent an Award Letter reviewing the aid you are being offered. You will then be required to complete the process outlined below.
Disclaimer: The Office of Financial Aid reserves the right to reduce or cancel awards based on funding levels, changes in enrollment, reduction of costs, or other events that may affect a student's funding level and/or eligibility.
Step 1
Review all awards sent to you on your Award Letter.
Included with the Award Letter is financial aid information about
your program of study (tuition rate, determination of credits in
Award Letter, employment and more).
Step 2
Decide which aid you would like to
accept, and which you would like to
decline or reduce a loan amount.
If you accept all aid as listed, do not return the
Award Letter. However, if you decline or
reduce a loan amount, note the changes on one
Award Letter copy and return it to the Office of Financial Aid.
Step 3
Complete all required loan paperwork based upon the aid
you accept as indicated below:
Type of Assistance |
Steps to Complete |
Federal Direct Loan and |
1. Entrance Counseling - For all first-time borrowers at NUHS. Completing graduate level Entrance Counseling meets requirements for both Direct and Graduate PLUS loans. (Review documents in your Student Portal to confirm status.) |
Federal Perkins Loan |
1. Entrance Counseling Session (Click on "Entrance Counseling - Perkins Entrance") 2. First-time recipients will be sent the Perkins Master Promissory Note to sign and return to the Office of Financial Services. |
Paper award letters are sent out to incoming students once; next trimester award amounts are viewed at MyNU Student Portal. See Student Accounts for more information.
Initial bills for registered courses are mailed out approximately two weeks prior to the start of a trimester. These are labeled UNOFFICIAL as course modifications are still possible.
You are responsible for submitting appropriate loan applications and forms to the Office of Financial Aid as soon as possible. Loan proceeds are scheduled to arrive at the beginning of each trimester. Refunds are available from Office of Student Accounts the second week of the trimester.
Full payment for tuition, fees and on-campus housing or satisfactory arrangements for payment must be made with Office of Student Accounts by the first day of classes in any trimester.
View the Office of Student Accounts for more information on billing and payments.
The Higher Education Act (HEA) requires that a student maintain satisfactory progress in the student's program of study to be eligible to receive Title IV funds. Under the HEA and current federal regulations, a school is required to periodically evaluate if the student is successfully meeting both qualitative and quantitative academic standards specified by the school. SAP evaluations must occur at least as frequently as the end of each academic year or halfway through the student's scheduled program completion timeframe, whichever is less, and a student enrolled in a program longer than two years must have at least a "C" average or academic standing consistent with graduation requirements at the end of the second year of the program.
A student's academic performance must be monitored if they are receiving financial aid. If they do not meet certain standards they lose their eligibility for federal financial aid. One of these standards is a Grade Point Average (qualitative measure), which measures for a minimal academic performance, usually by looking at the student's grades or cumulative grade point average (CGPA). The second standard is the pace of progression (quantitative measure), which is how a school measures to make certain a student is on track to complete their degree in a reasonable amount of time. Because NUHS has both undergraduate and graduate students, there are two SAP policies.
Federal regulations mandate that a student's satisfactory academic progress shall be measured a minimum of once per academic year. It is NUHS' choice to evaluate progress at the conclusion of each trimester.
Types of Financial Aid Covered by SAP
Pace - Course Work Completion
The student must successfully complete all required coursework,
student clinic, and the clinic internship program in no longer than
150% of the standard program length.
Program |
Standard Length |
Maximum Pace Length |
Doctor of Chiropractic |
10 trimesters |
150% of total credits needed to complete the program |
Doctor of Naturopathic Medicine |
10 trimesters |
150% of total credits needed to complete the program |
Master of Science in Acupuncture |
7 trimesters |
150% of total credits needed to complete the program |
Master of Science in Oriental Medicine |
9 trimesters |
150% of total credits needed to complete the program |
Post-professional Masters |
6 trimesters half-time |
150% of total credits needed to complete the program |
The student must successfully complete 50% of all hours attempted each trimester. Successful completion is indicated by grades of A, B, C, D and S.
Students will be measured for course work completion at the end of the each trimester.
GPA - Academic Standing
A student must maintain a minimum CGPA (cumulative grade
point average) of 2.0 out of a 4.0 scale for each trimester of
enrollment. An overall GPA of at least a "C" (2.0) or its
equivalent, or academic standing consistent with graduation
requirements, must be achieved by the end of the second year for
students in programs greater than two years.
Financial Aid Warning - SAP
A student who fails to meet either the 50% coursework
completion or 2.0 CGPA at the end of a trimester will be placed on
Financial Aid Warning.
Financial Aid Probation - SAP
A student who does not meet either the 50% completion
requirement or reach a minimum 2.0 CGPA after the trimester on
Warning may appeal and, if the appeal is granted, will be placed on
Financial Aid Probation.
Appeals
Students who feel there are extenuating circumstances to
their situation may appeal for reconsideration to have federal
financial aid re-established through submission of the SAP Appeal Form and
supporting documentation.
An appeal may be submitted for any of the following reasons:
In addition, the appeal must include:
Students whose appeal is approved are placed on Financial Aid Probation. Students whose federal aid has been reinstated under the terms of an academic plan will be considered to be making satisfactory progress as long as they continue to fulfill the requirements of the academic plan.
Students who do not make SAP or fulfill the academic plan requirements by the end of the academic remediation plan will lose federal Title IV aid eligibility until SAP is again achieved.
The completed appeal is submitted to the Office of Financial Aid, which will review the appeal in consultation with a representative of the Committee on Academic Standards, Grades and Records and will make a recommendation of action. The Director of Financial Aid, Vice President for Business Services and the Academic Dean or designee shall make the final determination of whether to reinstate Title IV eligibility.
Revised 8/23/2011